Decentralized on/off-ramp between fiat and stablecoins without fiat escrow.
Privacy by design using ZK proofs for identity verification while keeping raw data off-chain. Bank transaction verification is planned (see Section 4.2)
Credible neutrality: protocol-level rules are open, transparent, and upgradable via governance.
Fast settlement: typical completion within minutes, targeting sub-~90s for common rails as network, liquidity, and automation improve.
Safety & integrity: explicit threat model, dispute flows, and rate/limit controls to minimize fraud.
The Protocol does not hold customer fiat or crypto in custody.
The Protocol does not guarantee price or liquidity. It coordinates peers and market inputs.
The Protocol does not store personal data on behalf of users. It records necessary commitments and verdicts on-chain while raw evidence remains off-chain.