Decentralized on/off-ramp between fiat and stablecoins without fiat escrow.
Privacy by design using ZK proofs for identity verification while keeping raw data off-chain. Bank transaction verification is planned (see Section 4.2).
Credible neutrality: protocol-level rules are open, transparent, and upgradable via governance.
Fast settlement: typical completion within minutes, targeting sub-~90s for common rails as network, liquidity, and automation improve.
Safety & integrity: explicit threat model, dispute flows, and rate/limit controls to minimize fraud.
The Protocol does not hold customer fiat or crypto in custody.
The Protocol does not guarantee price or liquidity; it coordinates peers and market inputs.
The Protocol does not store personal data on behalf of users; it records necessary commitments and verdicts on-chain while raw evidence remains off-chain.